Disability is frightening—so frightening that you might not want to think about it all. Sticking your head in the sand won’t make reality any better, though, so you might as well face the facts. Here are 10 scary truths about disability.
Of all the things you buy in your lifetime, insurance is probably one of the more complex items on the list. And because disability insurance is a little less mainstream than car insurance, for example, it can seem especially confusing. Never fear! We’re here to make it easier than ever before.
College is expensive; it’s almost a cliché. Still true, though. Student loan debt is a national burden totaling $1.26 trillion across the US, affecting 43.3 percent of Americans, with average monthly payments of $351. A quick look at the statistics from Student Loan Hero makes that much clear.
Disability happens. But you already know that. In fact, you know it’s going to happen to more than 1 in 4 of today’s 20-year-olds at some point in their careers. You know that when disability strikes, the odds of losing work for a period of 3 months or more is highly likely. You know that if you lost that much work, you’d have trouble making ends meet. So, you’re shopping disability insurance quotes.
Summer is here, vacations are underway and blue skies are enticing great adventures. Happiness is one result. Accidents are another. This is why the 101 Critical Days of Summer campaign was developed. It’s how the Department of Defense aims to curb the risk of injury and death by educating its personnel on summertime risks and how to avoid them.
In the fall of 1814, the poet Francis Scott Key penned the words of the Star Spangled Banner – including a phrase that would become part of our national identity: “the land of the free, the home of the brave.” Every July, amid the blaze of fireworks and the ringing of those iconic words, we celebrate both ideals: The freedom we won in the fight for independence, and the bravery it took to win it.
If you pay attention to the news, you know there's a lot of buzz about disability insurance. Still, many people are not really familiar with how it works, and they're not sure if DI (also known as paycheck protection or income protection) is something they really need. If you've been wondering if you need DI, wonder no more. The following quiz will answer the question once and for all.
If fatherhood came with a price tag, what would it be? Hard to say. Some things, there’s just no counting. For example: Getting up at 2 a.m. to walk a colicky baby, then getting up three hours later to get ready for work. That’s priceless. Then again, other things are a bit more quantifiable, and shockingly expensive as you’ll see below.
What’s the news with millennials’ financial health? As the economy improves and millennials continue moving into the workforce, we decided it’s time to take another reading from the financial thermometer.
What are the chances a disability insurance calculator could teach me anything? I’m healthy, fit and in my early thirties – disability doesn’t happen to people like me. At least, that’s what I used to think.